F&M Bank has long been acknowledged as one of the SAFEST and most SECURE banks in the United States and has consistently received the Highest Possible Rating from each of the following nationally recognized bank rating firms.*

F&M Bank has provided financial services to individuals, families and businesses in California since 1916. As a full service community bank, we provide a complete range of products and services that help bring growth and prosperity to each of the communities we serve.

Locally owned and operated, F&M Bank is headquartered in Lodi, California and proudly serves more than 20 locations throughout the Central Valley and East Bay.

We utilize the most advanced technology; have friendly well-trained banking professionals; and offer convenient services such as mobile banking, online banking and bill pay, and cash management services, including remote deposit capture.

Also at F&M our customers enjoy the convenience of drive-up tellers and ATMs, plus Saturday banking at most locations. Check out our Locations & Hours Page to see what services are available at each branch office.

F&M Bank is financially strong, with over $2 billion in assets, and is consistently recognized as one of the nation's safest banks by national bank rating firms. View our Safe & Secure page for more information and links to our ratings.

F&M Bank is the primary operating subsidiary of Farmers & Merchants Bancorp. Access the Securities and Exchange Commission Filings of Farmers & Merchants Bancorp.

Visit any of our convenient locations or for more information call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you.

*All ratings and the Blue Ribbon Commendation are for the year ending December 31, 2014.